Group Ancillary & Worksite (Life, Dental, STD and LTD)
• Principal (Dental, Vision, Life, STD, LTD, Critical Illness)
• Guardian (Dental, Vision, Life, STD, LTD)
• Companion Life (Dental, Vision, Life, STD, LTD)
• Always Care (Dental, Vision)
• Allstate (Am Heritage-Worksite)
• MEC Plans
Alpine Agency offers competitive benefit plan designs with the flexibility to meet your client’s goal to attract and retain talented employees in a cost sensitive environment.
Employer Sponsored Plans You Can Customize:
• Group Term Life Insurance – Continues to be the most important and best value of all employee benefits for your employer groups and it could be the only life protection an employee may have. Accelerated Benefits, waiver of premium and conversion privilege are all part of the package with dependent life available as well. AD & D coverage is normally included.
• Short Term and Long Term Disability – offering a portfolio of affordable income replacement insurance programs with flexible plan designs that include a competent claims management teams to assist employees return to work, thereby allowing businesses to remain productive.
• Dental & Vision – According to employees, after medical coverage, dental insurance is the most-desired benefit that helps enhance an overall program and provides a competitive edge in hiring and retention. Creative base plan designs with buy up options allow for affordable coverage with a price point companies find attractive. Vision offers a nationwide network for easy access.
Voluntary Benefits Offer Flexibility (minimum of 5 lives or 25% of group)
Voluntary benefits are available on a stand- alone basis or for an affordable cost per line of coverage, Employers can fund minimum levels of core benefits for their employees, then employees are able to buy –up to levels necessary to enhance their coverage.
• Group Voluntary Life
• Group Voluntary Dental
• Group Voluntary STD
• Group Voluntary Vision
It’s never been easier for your employer groups to expand their benefit offerings. Let’s discuss a strategy to help diversify your income and strengthen your relationship with your business clients today.