Employer Ancillary

WHAT ARE ANCILLARY BENEFITS?

Ancillary benefits are insurance plans that are used to complement and extend the coverage of your company’s group health insurance coverage. These plans help employees manage unexpected health care costs that their medical plans may not cover.

WHY OFFER ANCILLARY BENEFITS?

Your employee benefits package may not be complete without exploring additional options that secure the health and overall wellbeing of your employees. By offering these types of supplemental coverages you can increase productivity and retention, as well as lowering the cost of healthcare claims. Many types of ancillary insurance coverages offer protection not only to your team but also to their loved ones.

TYPES OF ANCILLARY PLANS

Ancillary benefits can be customized to meet the specific needs of your business and employees. Plan types include, but are not limited to:

• Disability Insurance: short and long term options help your employees recover during work absences due to illness, accident, or injury
• Critical Illness: coverage that provides a tax-free lump sum to help with treatment costs if your employee is diagnosed with a defined critical Illness
• Accident Insurance: coverage that provides peace of mind during different stages of accident care and recovery

Additionally, Vision, Dental and Life Insurance policies qualify as Ancillary. Contact the Alpine team today to learn more.