Medicare Advantage Insurance is made up of different parts. The first two parts, Part A (hospital insurance) and Part B (doctor visits), are known as Original Medicare. Original Medicare doesn’t typically cover all health care costs, which is why seniors often add a Medicare Advantage Plan (Part C). A Medicare Advantage plan often includes additional benefits, which includes prescription drugs, hearing, dental and gym memberships. There is also Part D, which is a stand-alone prescription drug plan.

What is a Medicare Advantage Plan?

All In One Solution

Medicare Advantage Plans, also known as Part C, offer the same benefits as Original Medicare plus more. Depending on the carrier, your plan could include benefits such as lower monthly premium costs.

• Prescription Drug Coverage
• Gym Membership Benefits
• Telehealth Services
• Annual Limits on Out-of-Pocket Costs

These plans are similar to what you may be used to with an employer-provided healthcare plan but with additional Medicare specific benefits. Alpine Agency is proud to have offerings that start as low as $0 a month. This is what affordable healthcare coverage looks like.

Medicare Advantage Vs. Carrier

When enrolling in a Medicare Advantage plan, carriers differ with plan offerings based on two major factors: cost and location eligibility. Below, you can find a breakdown of available plans from Alpine Agency.

• BlueCross BlueShield of South Carolina
• Cigna
• Aetna
• Humana
• Wellcare

To ensure you are enrolling in the appropriate plan for you, contact a locally licensed Alpine Agent today!

Benefits Of Medicare Advantage Plans

Eligible Medicare recipients opt for Medicare Advantage Plans for the following reasons:

• Comprehensive coverage: The insurance conveniently combines all medical needs within one policy, so you don’t have to deal with multiple policies for one person. Special coverage options, such as dental, vision, and hearing, are also available.
• Lower out-of-pocket costs: Medicare Advantage Plans often require less out-of-pocket fees for covered expenses than traditional Medicare coverage.
• Copayments and coinsurance limits: Traditional Medicare does not have a maximum limit on copays or coinsurance, but Medicare Advantage Plans set ceilings on how much you have to pay.
• Extra perks: Advantage Plans frequently include options for additional perks, such as gym memberships, wellness programs, and nurse hotlines. These help you engage in a healthy lifestyle and improve your quality of life.
• Coordination of care: Finally, your Advantage Plan coordinates with your primary care provider to ensure that you get the right care when you need it.

Who Is Medicare Advantage Insurance For?

If you aren’t satisfied with your basic Medicare plan. Medicare Advantage might satisfy your insurance needs. This is because it offers more insurance options to better fit your medical needs, especially for people who want drug coverage.